Hyundai Card CEO questions 'buy now, pay later' commission rates
Hyundai Card Vice Chairman and CEO Chung Tae-young / Courtesy of Hyundai Card By Park Jae-hyukHyundai Card Vice Chairman and CEO Chung Tae-young pointed out the excessively high commissions that merchants pay big tech firms for their provision of “buy now, pay later” (BNPL) services.BNPL refers to a short-term financing plan that allows consumers to make purchases and pay for them at a future date ― often interest-free ― regardless of their credit score.In Korea, Coupang has allowed its users to make deferred payments of up to 500,000 won ($420) a month, while Naver Financial has provided its users with a similar service for them to make deferred payments of up to 300,000 won a month.Starting this year at the earliest, Kakao Pay and Viva Republica, which operates the Toss mobile money transfer app, will also offer BNPL services that have been widely viewed as “innovative.”Chung, however, said Tuesday that the payment option is nothing new.“BNPL is the simplest and ea
Jan 12, 2022By Park Jae-hyuk