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Yi Whan-woo

Korea Times Politics & City Reporter

Yi Whan-woo is a Korea Times journalist primarily covering finance. He writes in-depth articles on macroeconomy and financial markets and previously covered sports, politics, diplomacy and inter-Korean affairs, among others. Feel free to contact him at yistory@koreatimes.co.kr.

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Banks tap into running boom with fitness-linked products

As the number of Koreans who run for fun has reached 10 million, commercial banks are trying to take advantage of the recent boom in the activity's popularity to attract new customers by offering runners higher savings rates and other financial products, industry officials said Monday. Up to one-fifth of the country’s population now claim to run for fun, a figure that cannot be overlooked, according to officials. Major banks here have already rolled out tailor-made campaigns or plan to do so in the coming months. The country’s largest lender, KB Kookmin Bank, plans to launch the “KB Star Health Savings” account, which is linked to a health app and offers an annual interest rate of up to 6 percent based on step counts. The bank also plans to host a marathon, possibly in April or May, with a target of 5,000 participants. “After considering the marketing effect, the envisioned marathon is noteworthy, as financial companies have typically been sponsors of running events, not hosts,” an employee at a local marketing company said. Shinhan Bank was the first in the industry to launch

Feb 2, 2026By Yi Whan-woo
Banks tap into running boom with fitness-linked products
Economy

Not even lottery jackpots are enough to buy apartments in Seoul

Cho Soo-chul, a Seoul tenant in his 40s, has been buying lottery tickets for years with the hope of winning enough money to buy a home, a goal he finds impossible without hitting the jackpot amid soaring housing prices. But that hope is fading, Cho says. “Lottery jackpots have dropped to a level that is not even enough to buy an average apartment in Seoul after paying taxes,” he told The Korea Times. “Winning the lottery is no longer the life-changing opportunity it once was, disappointing an increasing number of buyers who I am sure are tenants like me.” Cho’s frustration is reflected in data released Monday by Dong Hang Lottery, the government-consigned lottery operator, which showed that jackpots in 2025 averaged 2.06 billion won ($1.41 million), which falls to 1.4 billion won once taxes are deducted. That after-tax amount is below the average price of an apartment in Seoul, which was 1.5 billion won in December 2025, according to separate data compiled by KB Land, the property data tracker of KB Kookmin Bank. Last year’s biggest jackpot was 2.06 billion won, the lowest in

Feb 2, 2026By Yi Whan-woo
Not even lottery jackpots are enough to buy apartments in Seoul
Economy

Conglomerates ramp up share buybacks to fuel record-breaking market boom

Top conglomerates in Korea are rushing to buy back large quantities of their own shares, a measure that has been gaining ground and has taken on even greater significance amid a bullish stock market, industry officials said Sunday. Financial authorities have been encouraging the buybacks, which reduce the number of shares circulating in the market, increasing earnings per share and boosting investor confidence. Previously, the buybacks were aimed primarily at supporting domestic stocks that had been undervalued compared to global peers. Conglomerates are now pursuing buybacks more aggressively to sustain momentum for the KOSPI, which has risen at the fastest pace among global indexes this year and surpassed the historic 5,000-point mark, as well as the secondary Kosdaq bourse, which breached 1,000 points for the first time in four years. The companies involved include Samsung Electronics, SK hynix and Hyundai Motor, all KOSPI-listed, flagship affiliates of their corresponding conglomerates. As for Samsung Electronics, it announced a plan to buy back more than 6 trillion won ($4.13 billion

Feb 1, 2026By Yi Whan-woo
Conglomerates ramp up share buybacks to fuel record-breaking market boom
Others

Investors aged 70 and older achieve highest stock market returns

Retail investors aged 70 and older recorded the highest returns among all age groups in the Korean stock market, benefiting from relatively larger funds to invest and gaining more as the rally accelerated, data showed Thursday. The data, compiled by Mirae Asset Securities, showed that this age group posted gains roughly twice as high as those of investors in their 20s and 30s, who are still early in their careers and building wealth. The analysis covered 2.4 million customers with a minimum principal of 1 million won ($701) from Jan. 1, 2025 to Jan. 19 this year. During this period, the benchmark KOSPI rose at the steepest pace among global indices, surpassing 5,000 points, while the secondary bourse Kosdaq also accelerated, breaking the 1,000-point mark for the first time in more than four years. Among all age groups, investors aged 70 and older achieved an average return of 58.8 percent, followed by those in their 60s at 50.1 percent. Underage investors, including teens, earned 47.7 percent, while those in their 50s recorded 47 percent, investors in their 40s 41.7 percent, and those in

Jan 30, 2026By Yi Whan-woo
Investors aged 70 and older achieve highest stock market returns
Others

Mirae Asset becomes Korea's 1st financial firm to issue digital bonds

Mirae Asset Securities has become the first financial company in Korea to issue digital bonds as it seeks to address the blurring boundaries of finance extending into the virtual domain, the company said Thursday. The bonds are worth 100 billion won ($70.1 million), raised through a simultaneous issuance of $30 million and 325 million Hong Kong dollars ($41.65 million). Mirae Asset Securities described the transaction as “more than a simple fundraising exercise,” adding that it is a step toward “Mirae Asset 3.0” strategy aimed at building an advanced digital financial ecosystem encompassing both traditional and digital assets. The strategy centers on integrating artificial intelligence (AI) and Web3 technologies, which are associated with a decentralized, user-centric internet built on blockchain, enabling ownership of data and assets without intermediaries. “The successful issuance represents a new model of borderless capital mobilization made possible with digital technology,” the company said. It said the event marks an important milestone, showing that Korea’s financial

Jan 29, 2026By Yi Whan-woo
Mirae Asset becomes Korea's 1st financial firm to issue digital bonds
Others

High gold price prompts companies to honor employees with cash instead

Soaring gold prices are prompting companies to replace gold with cash in corporate awards that honor long-serving or outstanding employees, industry officials said Wednesday. This month, the purchase price of gold surged past the key threshold of 1 million won ($702) per don, a traditional Korean unit equal to 3.75 grams, amid heightened economic risks and growing global demand for the precious metal as a safe haven asset. The price has nearly doubled compared to the start of 2025, when it was 533,000 won per don. GC Biopharma, a pharmaceutical company, recently announced that it will honor long-serving employees with cash, in what is seen as a bid to reduce costs. Previously, the company’s employees received gold measured in don, with awards corresponding to 10, 20, 30, and 40 years of service. Starting this year, GC Biopharma plans to provide cash prizes of 5 million won, 10 million won, 15 million won and 20 million won for these milestones. Seegene, a molecular diagnostics company, also announced they were switching awards from gold to cash. For every five years of service, the compan

Jan 28, 2026By Yi Whan-woo
High gold price prompts companies to honor employees with cash instead
Economy

Peer-to-peer currency deals spread due to weakening won

The weakening won is prompting Koreans to pursue peer-to-peer foreign currency trades, in a bid to minimize costs from high exchange rates and bank commission fees, according to market watchers Wednesday. These transactions mainly take place in online secondhand marketplaces, such as the Danggeun app, as well as online communities originally intended for sharing country-specific travel tips. The currencies traded range from the U.S. dollar, euro and Chinese yuan to lower-demand units such as Thai baht, reflecting the won’s decline against multiple global currencies. While the Bank of Korea (BOK) has not compiled official data, market observers said sellers are typically those who recently purchased foreign currency and now wish to convert it back to won. The gap between the rate at which they purchased and the won’s current value does not necessarily yield a profit once commission fees are deducted. For buyers, peer-to-peer trading allows them to purchase foreign currencies at rates below the official level while avoiding commission fees. Exchanging $1,000 at 1,480 won per dollar woul

Jan 28, 2026By Yi Whan-woo
Peer-to-peer currency deals spread due to weakening won
Economy

Seoul stocks shrug off Trump’s tariff hike

A bullish Korean stock market shrugged off U.S. President Donald Trump’s tariff hike, Tuesday, with the benchmark KOSPI hitting a record closing high above 5,000 points and Kosdaq surpassing the key 1,000-point threshold for the second consecutive day. The Korean currency dipped to the 1,450 won-to-dollar level during onshore trading but later recovered to the 1,440 level for a second consecutive session, finishing at 1,446.2 won per dollar. This upswing in the stock and foreign exchange markets came after Trump unexpectedly announced through social media plans to raise blanket tariffs on Korean imports. The U.S. had initially imposed a 25 percent rate in April 2025, which was later reduced to 15 percent in July and reaffirmed during the bilateral summit in October. He accused Korea of making insufficient progress on implementing the trade deal and threatened to revert the rate to 25 percent. Despite the rising trade tensions, KOSPI ended at 5,084.85 points, Tuesday, advancing 2.73 percent to close above 5,000 points for the first time since its baseline was set at 100 points on Jan. 4,

Jan 27, 2026By Yi Whan-woo
Seoul stocks shrug off Trump’s tariff hike
Others

Brokerage houses lower borrowing rates to woo investors amid stock boom

Kim, a retail investor, says he is considering whether to switch to a different brokerage house offering a lower interest rate than his current brokerage, where he took out loans to invest in the bullish domestic stock market. “Companies used to offer relatively similar rates, but increasingly they compete to offer better rates that are very tempting for small investors who use borrowed money to buy stocks and want to minimize interest costs,” Kim said, declining to provide further details. Kim’s case highlights the growing competition among securities firms seeking to attract investors relying on brokerage loans to capitalize on gains during the accelerated rally of Korean stocks. According to industry officials, Tuesday, brokerage houses charged interest rates of around 5 percent on margin loans, with borrowing periods varying by stock from 30 to 90 days. Margin loans are secured, flexible loans from brokerages that allow investors to borrow money using existing stocks, bonds or cash as collateral. Rates have been falling as the benchmark KOSPI reached an unprecedented 5,000 point

Jan 27, 2026By Yi Whan-woo
Brokerage houses lower borrowing rates to woo investors amid stock boom
Economy

Kosdaq soars to highest point in more than 25 years

The secondary bourse Kosdaq soared to its highest level in more than 25 years, Monday, finishing above 1,000 points and adding momentum to the accelerated rally alongside the benchmark KOSPI. The index ended at 1,064.41 points, up 70.48 points, or 7.09 percent, from the previous session, maintaining its upward momentum after opening strong at 1,003.90 points. It was the first time since Jan. 5, 2022, that the Kosdaq closed above the 1,000-point mark. In paricular, Monday's closing figure was the highest since Sept. 6, 2000, when it reached 1074.10 points. The Kosdaq 150 futures index — a basket of the top 150 stocks — rose 6.29 percent at one point, breaching the 6 percent threshold and triggering a five-minute buying sidecar halt on program trading, the first such occurrence in nine months. Institutional investors drove the market, with net purchases of 2.6 trillion won ($1.8 billion), while foreign investors have also been net buyers, purchasing 431 billion won. In contrast, individual investors net sold 2.9 trillion won. Among the top cap stocks were Alteogen, which gained 4.77 perc

Jan 26, 2026By Yi Whan-woo
Kosdaq soars to highest point in more than 25 years
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