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Lee Kyung-min

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Economy

Koreans' offshore investments undercut won strength despite record current account surplus

The Korean won slid to a seven-month low even as the export-heavy economy posted a record current account surplus, weighed down by steady capital outflows as Korean investors’ offshore equity purchases outpaced foreign inflows, analysts said Sunday. The sharp decline is explained by foreign investors’ profit-taking from the KOSPI rally. Their continued buying propped up the won until October, but a selloff of over 7 trillion won ($4.8 billion) in the first week of this month led to a pronounced weakness in the Korean currency. Many analysts say the traditional correlation between a current account surplus and currency strength no longer holds for Korea, as the U.S. dollars earned through robust exports are being redirected for offshore investments by retail equity investors, pension funds and corporate entities. The Korean currency may gain slightly in the second half of the year, influenced by the tempered strength of the U.S. currency, observers say. However, the currency is likely to remain weak overall through the end of the year, with its value not improving better than 1,400 w

Nov 9, 2025By Lee Kyung-min
Koreans' offshore investments undercut won strength despite record current account surplus
Banking & Finance

‘Korea is our top overweight market': J.P. Morgan strategist

Korea has been and will continue to be the top overweight market in Asia, underpinned by a substantial removal of governance-related discount, enhanced corporate restructuring and financial strengthening within Korean companies, according to an Asia equity strategist at J.P. Morgan. The country’s benchmark KOSPI index could reach 6,000 points in a bull market scenario over the next 12 months, a rosier revision from the previous scenario in October when its bull scenario had it at 5,000 points, J.P. Morgan Asia Equity Strategist Mixo Das said in an interview with The Korea Times on Wednesday. Korea’s two world-class semiconductor manufacturers SK hynix and Samsung Electronics are still among the firm's top picks. The SK affiliate’s overvaluation concerns have been largely dispelled, since it is still very cheap on a price to earnings basis, underpinned further by robust demands for inference artificial intelligence (AI). “Korea is our top overweight market in the region and has been since we upgraded it in June. This continues to be the case,” Das said. “We noted that heading

Nov 7, 2025By Lee Kyung-min
‘Korea is our top overweight market': J.P. Morgan strategist
Banking & Finance

Hana Financial sets up digital asset task force to strengthen AI leadership

Hana Financial Group has launched a digital asset task force and pledged to accelerate artificial intelligence (AI) innovation, as part of its broader strategy to lead Korea’s digital finance transformation, the group said Thursday. The move solidifies the group’s plan to make digital assets and AI the two core growth drivers, amid rapid global technological developments and a challenging global economic condition. Hana said the new task force, established under the holding company, will coordinate efforts across affiliates, including bank, card and securities units, to strengthen the group’s response to the growing digital asset market and related regulatory developments. The task force will focus on building products, services and infrastructure in line with ongoing legislative developments concerning digital assets, while also exploring new opportunities in stablecoins, other virtual assets and tokenized securities. In particular, Hana plans to leverage technological expertise to create a safe and reliable digital finance ecosystem. The group aims to establish a comprehensive sta

Nov 6, 2025By Lee Kyung-min
Hana Financial sets up digital asset task force to strengthen AI leadership
Banking & Finance

JB Financial holds global forum to strengthen digital leadership

JB Financial Group Chairman Kim Ki-hong hosted the 2025 JB Forum in a move to strengthen its digital finance leadership, including strategies to integrate financial services with technology for enhanced international collaboration, the group said Thursday. The Jeolla Province-based financial group seeks to transition from a traditional financial services provider into a digital-centric financial innovator, as indicated by the forum participants spanning leading fintechs and platform operators from Korea, Vietnam and Indonesia. The group held the forum from Oct. 30 to 31 at Aurum Campus, its training center in Jeongeup, North Jeolla Province. The forum’s theme, “Hello Tomorrow,” underscored the group’s vision of transforming today’s partnerships into tomorrow’s competitive advantage — an approach that reflects the growing urgency for financial institutions to embrace artificial intelligence (AI) and cross-border digital ecosystems. The two-day event convened key partners including Finda, Hanpass, Webcash, Infina and OKXE. Finda is a Korean fintech offering online loan compari

Nov 6, 2025By Lee Kyung-min
JB Financial holds global forum to strengthen digital leadership
Economy

Lee’s retirement age extension drive emerges as political battleground

President Lee Jae Myung’s push to extend Korea’s legal retirement age to 65 from the current 60 is emerging as a political and economic battleground, pitting the ruling Democratic Party of Korea (DPK) against the conservative main opposition People Power Party (PPP) and business groups, market watchers said Tuesday. Further intensifying the decades-long issue is growing frustration from younger voters, who are increasingly losing job opportunities due to the protection of vested interests of older generations, compounded recently by the spread of artificial intelligence (AI). At stake is Korea’s youth employment and corporate productivity, highly likely to be undermined due to the push to close the “income void” affecting retirees who have no source of income until they are eligible for monthly payments from the state-run National Pension Service (NPS). The ruling party is pushing to raise the age of retirement to 65 in stages by 2033, when the minimum age eligible for the monthly pension will be raised to 65 from the current 63. The push would remove the income void, making i

Nov 5, 2025By Lee Kyung-min
Lee’s retirement age extension drive emerges as political battleground
Banking & Finance

NH, Agri banks sign partnership for mutual growth in agriculture business

NH NongHyup Bank CEO Kang Tae-young visited the headquarters of Agribank in Hanoi on Friday for a meeting with the Vietnamese bank’s CEO Pham Toan Vuong to foster cooperation in finance and mutual growth business opportunities, the Korean commercial lender said Tuesday. The meeting during Kang’s business trip to Vietnam was part of efforts to strengthen the banks’ partnership with the Southeast Asian country. The Agribank CEO reiterated the bank's commitment to bilateral cooperation, saying the two have built a strong partnership since 2013 through various projects. “NongHyup and Agribank have been exchanging personnel, not to mention remittance services for the two banks’ customers without bank accounts. I hope we would further expand cooperation to adopt NongHyup’s expertise in digital and agricultural finance into Vietnam’s financial market.” Kang said in response that the resumption of bank staff exchanges after the COVID-19 pandemic period will help further expand cooperation in areas such as digital and internet banking. “We plan to establish a task force soon to s

Nov 4, 2025By Lee Kyung-min
NH, Agri banks sign partnership for mutual growth in agriculture business
Banking & Finance

Hana Financial Group raises awareness of autism

Hana Financial Group held its 2025 Autism Race, a social inclusion initiative it began sponsoring in 2020 to strengthen the finance sector’s role in advancing disability inclusion and public awareness of the marginalized group, the company said Monday. The drive, organized by the Autism Society of Korea, promotes improved social understanding of autism spectrum disorder and fostering a culture of respect and acceptance. More than 300 Hana employees and their families, including Vice Chairman Lee Eun-hyung, engaged in events that included running and walking alongside individuals with autism. All registration fees were donated to the Autism Society of Korea to fund related awareness and support programs. The event deepened understanding and empathy for people with autism, reaffirming Hana’s commitment to building an inclusive society that respects diversity and allows everyone to grow and share happiness, the firm said. In September, Hana Financial Group signed a memorandum of understanding with the Autism Society of Korea to support job creation for young adults with autism and provid

Nov 3, 2025By Lee Kyung-min
Hana Financial Group raises awareness of autism
Economy

National Pension Service stock holdings, profits surge amid KOSPI rally

Over half of the National Pension Service (NPS) assets are being held in stocks in Korean and offshore markets, with the fund’s assets under management surging 20 percent to over 1,400 trillion won ($980 billion) in just 10 months, market watchers said Monday. This is the first time in history that NPS equity allocation has surpassed the 50 percent mark, a once-criticized profit-driven strategy diversifying away from traditionally conservative approaches, given the fund’s depletion concerns due to Korea’s super-aging and world’s lowest birthrates. Underpinning the past 10 months of explosive profit was the bullish rally of the country’s KOSPI. The benchmark continues to break all-time highs, driven by semiconductor shares – SK hynix and Samsung Electronics. The recent visit by Nvidia CEO Jensen Huang to Korea for the Asia-Pacific Economic Cooperation (APEC) CEO Summit further propelled shares related to the artificial intelligence (AI) sector. SK hynix shares rose by an intraday high of over 10 percent, while Samsung rose over 3 percent mid-session on Monday. According to the

Nov 3, 2025By Lee Kyung-min
National Pension Service stock holdings, profits surge amid KOSPI rally
Tech & Science

Jensen Huang praises Korean fried chicken at high-profile Seoul dinner with Samsung, Hyundai leaders

Nvidia CEO Jensen Huang created a buzz in Korea, enjoying a casual evening with Samsung Electronics Executive Chairman Lee Jae-yong and Hyundai Motor Group Executive Chair Chung Euisun over Korean fried chicken, one of the country’s most beloved snacks, and rounds of “somaek,” a popular soju and beer mix, on Thursday. A central figure in the global artificial intelligence (AI) revolution, Huang is visiting Korea for the first time in 15 years to attend the Asia-Pacific Economic Cooperation (APEC) CEO Summit and other high-profile business events. Huang, Lee and Chung dined at Kkanbu Chicken, a franchise, in a casual dining district near Samseong Station in southern Seoul, sharing fried chicken, beer and somaek, and even performed a Korean-style “love shot” toast. The trio also sampled Korea’s craft Jeju Ale before mixing Terra beer with Chamisul soju. Huang praised Korean fried chicken at an event later that evening in COEX, saying, "I told my friends that I wanted to eat Korean fried chicken. I don’t know why — it’s just the best in the world." He also mentioned his fav

Oct 31, 2025By Lee Kyung-min
Jensen Huang praises Korean fried chicken at high-profile Seoul dinner with Samsung, Hyundai leaders
Economy

Tariff deal may lead BOK to keep rate steady through year-end

Bank of Korea (BOK) is likely to hold its key rate unchanged next month, aided in part by the recent breakthrough in Korea-U.S. tariff negotiations and the U.S. Federal Reserve’s back-to-back rate cuts, market watchers said Friday. The rate differentials with the U.S. have narrowed, reducing fears of foreign capital outflow and a weaker Korean currency against the U.S. dollar. Aside from external conditions, the central bank is expected to focus more on the overheating property market, given the rise in Seoul apartment prices and consumer expectations of further price increases over the coming year. Also under consideration is the country’s better-than-expected July-September GDP of 1.2 percent, raising hopes that this year’s figure will come in at 1 percent or higher, better than the forecast of 0.9 percent made in August. BOK Governor Rhee Chang-yong repeatedly spoke against monetary easing over concerns it would fuel a rise in property values, reflecting longstanding concerns that the country’s growth potential is eroded by real estate investment, heavy borrowing- and debt ser

Oct 31, 2025By Lee Kyung-min
Tariff deal may lead BOK to keep rate steady through year-end
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