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Lee Kyung-min

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Economy

Korea isolated from 'global jobs boom'

By Lee Kyung-min Korea is isolated from the boom in global employment, as its unemployment rate has continued to rise while most advanced economies have seen unemployment declining. The employment data is the product of a number of factors but experts said the key culprit behind Korea's isolation was the Moon Jae-in administration's income-led growth strategy defined by rapid hikes of the hourly minimum wage and shorter workweek hours reduced to 52 from the previous 68.They said the government should have had more thorough reviews and assessment on the potential pitfalls of their policies, particularly their impact on the country's labor productivity.Moon's signature economic policy has been widely cited as the main reason companies are continuing their job freezes, largely regarded as a policy failure stemming from the government's excessive intervention in the market.Xu Xiao Chun of Moody's Analytics said, “The minimum wage hike is one of many factors that have led to Korea experiencing a relatively high unemployment rate and weak employment growth.” “It is a resu

Jun 5, 2019By Lee Kyung-min
Korea isolated from 'global jobs boom'
Economy

Gov't to revise tax scheme on beer

By Lee Kyung-min The government has decided to change its taxation system on beer by adopting a quantity-based code instead of a manufacturing price-based one, the Ministry of Economy and Finance said Wednesday. The revision, aimed at fixing the tax imbalance between domestic and imported beers, is the first in half a century following years of ministry flip-flopping on its stance on what local breweries have called an “unfair, outdated” tax model.The finance ministry said the measure will take effect as early as next year and the producers of beer and makgeolli, Korean rice wine, will be the first to enjoy the revision. The bill will be submitted to the National Assembly in September. The government has delayed the revision fearing it could cause an unintended backlash from makers of soju and traditional liquors as well as the public at large, because many people enjoy the cheap alcohol.Under the revision, the government will impose a tax of 830.3 won ($0.70) per liter on canned beer, a 23.6 percent reduction on the current tax. Other than canned beer, beer sold in plast

Jun 5, 2019By Lee Kyung-min
Gov't to revise tax scheme on beer
Economy

Korean economy contracts 0.4% in Q1

By Lee Kyung-min The Korean economy grew at its slowest pace in 10 years due to a continued fall in investment and exports, central bank data showed Tuesday. The Bank of Korea (BOK) said the country's gross domestic product (GDP) contracted 0.4 percent in the first quarter of 2019 from a quarter earlier, a major setback from the previous quarter's 0.9 percent expansion.The figure was also down 0.01 percentage points from the preliminary estimate of 0.3 percent contraction released in April. The worse-than-expected performance resulted from sluggish exports and reduced investment amid worsening business conditions following anti-business polices such as rapid minimum wage hikes. Exports of key items, such as semiconductors, were hit hard by the escalating U.S.-China trade dispute. “The volume of chip sales has bounced back a little, but its unit costs are undergoing adjustments,” Park Yang-su, BOK Economic Statistics Department director general, said at a press briefing. Facilities investment declined 9.1 percent in the first quarter from a quarter before, the worst perfor

Jun 4, 2019By Lee Kyung-min
Korean economy contracts 0.4% in Q1
Economy

'Structural reform essential to boost economic resilience'

Bank of Korea (BOK) Governor Lee Ju-yeol delivered a keynote speech at the BOK 2019 International Conference at the Plaza Seoul, June 3. Courtesy of BOKBy Lee Kyung-min The nation's top banker has called for Korean firms to speed up structural reforms to improve their economic fundamentals and better cushion any external blows to reap the benefits from rising global links. He also said the global community should join forces to fight rising protectionism that has been destabilizing the global economy.“We should heighten the resilience of the domestic economy to external shocks,” Bank of Korea Governor Lee Ju-yeol said in his opening speech at the Bank of Korea 2019 International Conference at the Plaza Seoul, Autograph Collection.“To this end, it is essential to pursue structural reforms steadily, thereby boosting our potential for growth and job creation and improving our economic fundamentals,” he added. “It is important to keep the domestic economy stable through the proper conduct of macroeconomic policies.”The two-day conference was attended b

Jun 3, 2019By Lee Kyung-min
'Structural reform essential to boost economic resilience'
Banking & Finance

Hana Financial prioritizes sustainable goals

Hana Financial Group Chairman Kim Jung-taiBy Lee Kyung-min Hana Financial Group will continue to focus on digitization, globalization and risk management while creating a corporate culture that values family, humanity and a sense of belonging, it said Sunday. In its 2018 sustainability report, the group said these visions are in line with the United Nations' Sustainable Development Goals (SDGs) outlined to help governments, global business leaders and society build a more healthy and productive environment.A particular emphasis was put on risk management involving climate change, a growing concern that could seriously damage people's living conditions following a series of unpredictable natural disasters. Failure to implement regulatory standards in time, the report recognized, could hurt the firm's market reputation and could lead to a greater credit risks in both the financial and non-financial sectors. This is why the group is pushing for a full disclosure of climate-related information from listed companies in Korea to help investors determine risk.The move is in line with a reco

Jun 2, 2019By Lee Kyung-min
Hana Financial prioritizes sustainable goals
Banking & Finance

Bankbooks becoming thing of past

By Lee Kyung-min The number of newly issued bankbooks has been decreasing sharply over the past few years amid the increase in paperless financial transactions, according to data from the Financial Supervisory Service (FSS) Sunday. About 27 percent, of bank account holders had no bankbooks in 2018, a three-fold increase from 2015, when only 9 percent did, the data showed.Similarly, the number of bankbooks issued by the nation's top five commercial banks ― Shinhan, KB Kookmin, Woori, KEB Hana and NongHyup ― are steadily declining. They issued a combined 28.65 million bankbooks in 2018, a 1.4 million drop from over 30.05 million in 2017. This was a further drop from 32.57 million in 2016.This year's figure is expected to fall far faster given the January-March period is known to attract the highest number of new customers. The five banks issued only about 7.2 million bankbooks in the first quarter, about 10 percent fewer compared to 2018. Banks are offering various incentives to help customers join the eco-frie

Jun 2, 2019By Lee Kyung-min
Bankbooks becoming thing of past
Banking & Finance

Banks rush to launch AI programs

gettyimagesbankBy Lee Kyung-min Banks are rushing to adopt artificial intelligence (AI)-based programs to help facilitate digital transformation.The collective initiative pursued among many financial services firms is part of long-term efforts to relieve workers from menial yet necessary tasks, thereby sparing them time and effort to better focus on higher-value creative work.The computerized program will improve banks' work processes through fast and accurate reviews with lowered possibility of careless mistakes.Shinhan Bank said Thursday that it will launch AI Moli project, a virtual chatbot-assisted communication channel platform.Moli, one of the bank's online banking service platforms, will function as a “personal secretary” by showing advanced search results on related information required to carry out certain tasks. By entering a few keywords, AI Moli will show relevant results in a speedy manner, helping boost work productivity and efficiency.Search history will be preserved for future reference to help with similar requests later. The program will be available on

May 30, 2019By Lee Kyung-min
Banks rush to launch AI programs
Politics

Risk management exercise

Korea Deposit Insurance Corp. (KDIC) CEO Wi Seong-bak, second from right, participates in an exercise to calculate the sum of money deposited at local banks at KDIC headquarters in Seoul, Wednesday. The state-run KDIC held the crisis scenario exercise to boost risk management at financial companies. Courtesy of KDIC

May 30, 2019By Lee Kyung-min
Economy

Korea should brace for US-China currency war

Park Chong-hoon, chief economist at SC First BankChina, Korea remain on US currency watch listBy Lee Kyung-min Korea should prepare for the possibility of the ongoing China-U.S. trade dispute developing into a full-fledged currency war, experts said Tuesday. They believe Korea needs to come up with a contingency plan as it is one of the countries that stands to lose the most amid the power struggle between the world's two largest economies. “The possibility is always there,” said Sung Tae-yoon, an economist at Yonsei University. “The ongoing trade dispute is on a continued path of escalation with truces in between, and the issue will continue affecting the economies of many other export-reliant countries.”The comments came after U.S. Commerce Secretary Wilbur Ross said May 23 in a statement: “The Department of Commerce can countervail currency subsidies that harm U.S. industries. Foreign nations would no longer be able to use currency policies to the disadvantage of American workers and businesses.”Antonio Fatas, an economics professor at INSEADBei

May 29, 2019By Lee Kyung-min
Korea should brace for US-China currency war
  • South Korea remains on US list of countries to monitor for currency practices
Banking & Finance

Movie night

KEB Hana Bank CEO Ji Sung-kyoo, second row second from right, smiles with junior workers in an auditorium at the bank's headquarters in Seoul, May 28. Ji, together with over 200 bank employees, watched a movie after work as part of a monthly movie night event designed to help workers relieve stress. Courtesy of KEB Hana Bank

May 29, 2019By Lee Kyung-min
Movie night
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