13% of Koreans unable to save money: survey
gettyimagesbankBy Yoon Ja-youngSetting a financial target is the first step to prepare for a better future, but three out of 10 Koreans say that is a luxury for them. Thirteen percent of Koreans find it impossible to save anything as their expenses exceed their incomes, a report showed.According to the 2023 financial consumer report released by the Hana Institute of Finance, Thursday, 86 percent of the 4.89 million won ($3,800) average monthly household income is spent each month on fixed expenses, which include insurance and mortgage payments. Based on a survey of 5,000 adults around the country, the report aims at examining the dynamic changes of financial consumers and their opinions of diverse current issues.As they are left with little money after deducting such fixed expenditures, three out of 10 respondents did not have a financial goal: 17.9 percent said that simply sustaining their living is burdensome to them, while 13.4 percent said they just don't have a financial goal. The ratio was especially high among the MZ Generation, which refers to millennials and Generation Z, sh
Dec 29, 2022By Yoon Ja-young