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Lee Yeon-woo

Korea Times Finance Reporter

Lee Yeon-woo is a financial journalist at The Korea Times. Her wide range of reporting includes policies, macroeconomics, stock market, companies and even crypto. She is passionate about connecting the dots in Korean finance and making it easier for foreign nationals to understand. Based on her previous experience as a national reporter, she also has a keen interest in social issues within the sector, including gender equality and ESG. Your tips and insights are always appreciated. You can send them to yanu@koreatimes.co.kr.

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Banking & Finance

DB Insurance's buying of Fortegra seen as catalyst for long-term growth: analysts

DB Insurance's acquisition of Fortegra Group, a U.S. insurer, is expected to serve as a long-term growth catalyst, given the limited expansion potential of the domestic market and the recent intensification of competition, analysts said Monday. "DB Insurance plans to operate Fortegra as an independent subsidiary even after the acquisition is completed, but it is expected to secure a stable profit base in the U.S. market," said Hong Ye-ran, an analyst at Korea Investment & Securities. "Given the high penetration of the domestic insurance market, expanding overseas is a rational choice." On Friday, DB Insurance announced that it has signed an agreement to acquire 100 percent of the issued shares of Fortegra Group for $1.65 billion. This marks the largest-ever deal by a Korean insurer and the first time a Korean insurer has acquired a U.S. insurer. The acquisition is expected to be completed in the first half of next year. Established in 1978, Fortegra Group specializes in niche insurance as well as credit and surety insurance. Last year, it recorded approximately 4.4 trillion won ($3.1 bil

Sep 29, 2025By Lee Yeon-woo
DB Insurance's buying of Fortegra seen as catalyst for long-term growth: analysts
Banking & Finance

Gov't data disruptions hit Korea's financial services ahead of Chuseok holiday

Financial services in Korea remained disrupted Monday, after a lithium-ion battery fire at the National Information Resources Service (NIRS) on Friday incapacitated identity verification systems nationwide. While no major consumer-facing breakdowns were reported, banks remained in emergency mode, as the end-of-month surge in transactions and the approaching Chuseok holiday added pressure to restore services. As of Monday, national ID cards, or resident registration cards, remained unusable via online and automated channels, suspending non-face-to-face account openings and certificate issuance. At physical branches, tellers had to manually verify identities by calling the government's automated response system, resulting in delays. Brokerages and cryptocurrency exchanges reported similar issues. Remote account openings, one-time password issuance and password resets were halted due to the inability to authenticate users via national ID cards. A banking industry official said that although some digital services were temporarily unavailable and customers experienced delays at branches, overa

Sep 29, 2025By Lee Yeon-woo
Gov't data disruptions hit Korea's financial services ahead of Chuseok holiday
Companies

Dunamu takeover blessing for Naver: analysts

A comprehensive stock swap between Naver Financial and Dunamu could significantly boost Naver's corporate value and accelerate its entry into the digital asset payments sector, analysts said Friday. "The business partnership with Dunamu should be seen not just as revenue from virtual asset transactions, but as a stepping stone into broader digital asset businesses such as real-world assets (RWA) and stablecoins," said Lee Hyo-jin, an analyst at Meritz Securities. Lee noted that Naver and Mirae Asset Group currently hold Naver Financial shares in a 3:1 ratio, saying that Mirae Asset's securities arm could potentially participate in RWA tokenization, while Dunamu would take charge of distribution. On Thursday, reports emerged that Naver and Dunamu are negotiating a deal that would give Naver Financial full ownership of the cryptocurrency exchange. Under the proposed terms, Dunamu shareholders would transfer their stakes to Naver Financial in exchange for newly issued shares. Both companies confirmed the ongoing discussions but said no final agreement has been reached. Naver Financial current

Sep 26, 2025By Lee Yeon-woo
Dunamu takeover blessing for Naver: analysts
Economy

Finance ministry's authority shrinks as it fails to get financial policymaking function

The Ministry of Economy and Finance is facing a significant loss of influence after the Lee Jae Myung administration's restructuring left it with taxation as its sole remaining lever of economic authority, industry officials said Friday. The initial proposal sought to transfer domestic financial policy functions from the Financial Services Commission (FSC) to the ministry to align them with macroeconomic policies, while assigning budgetary authority to a newly established office under the prime minister. However, following high-level talks between the presidential office and the ruling Democratic Party of Korea on Thursday, the government decided to maintain the current structure of the FSC. The decision dealt a blow to the finance ministry, stripping it of both budgetary control and financial policy authority. Of the three key levers of economic policy in Korea — budgeting, taxation and finance — only taxation will remain under the ministry's oversight. The new system is expected to take effect next January. Ministry officials had earlier viewed the transfer of financial policy funct

Sep 26, 2025By Lee Yeon-woo
Finance ministry's authority shrinks as it fails to get financial policymaking function
Economy

Workers fear losing jobs amid AI transformation, economic downturn

A content creation company based in Seoul scrapped its plans to recruit new employees in the second half of this year, citing financial difficulties. This has made Lim, a 30-year-old content creator at the company, feel uneasy. "The company says it's going through tough times, and there's a directive to cut even the smallest expenses," she said. "Everyone keeps saying AI will replace everything. Honestly, I'm scared that the kind of work I can do might be replaced. As things get harder, they might start cutting staff too." Many individuals like Lim are struggling to feel secure amid the structural changes affecting industries and organizations, data showed Thursday. According to a survey conducted by corporate education company HUNET, nearly half of the 546 office workers surveyed said they feel "uncertain about their jobs and the employment environment in the coming year." The biggest source of anxiety was the slowdown in industrial and market growth, cited by 51.6 percent of respondents. This was followed by the spread of AI and automation (34.1 percent), organizational restructuring (

Sep 26, 2025By Lee Yeon-woo
Workers fear losing jobs amid AI transformation, economic downturn
Cryptocurrency

Naver in talks to take over Upbit operator Dunamu via stock swap

Naver is seeking to bring Dunamu, the operator of Korea’s largest cryptocurrency exchange Upbit, under its financial umbrella through a comprehensive stock swap, industry officials said Thursday. If the deal proceeds, Dunamu would become a wholly owned subsidiary of Naver Financial, extending the portal giant’s influence in the digital finance sector. According to sources, Naver and Dunamu are in negotiations to execute a comprehensive stock swap that would give Naver Financial full ownership of the crypto company. Under the proposed terms, Dunamu shareholders would transfer their stakes to Naver Financial in exchange for newly issued shares. The structure of the deal is expected to resemble Kakao’s acquisition of Daum, where Daum remained a separate legal entity but operated under Kakao ownership. Major shareholders of Dunamu include its Chairman Song Chi-hyung (25.5 percent), Vice Chairman Kim Hyoung-nyon (13.1 percent), Kakao Investment (10.6 percent) and Woori Technology Investment (7.2 percent). Naver holds approximately 69 percent of Naver Financial. While the board meeting to

Sep 25, 2025By Lee Yeon-woo
Naver in talks to take over Upbit operator Dunamu via stock swap
Economy

Korea's older people find second life in alternative housing

As Korea enters the era of a "super-aged" society, many older people are discovering that old age now unfolds without the physical presence and care of family that once seemed assured — a stark shift in a country where, for generations, parents relied on their children in later life. One of them is Lim Dong-wook, 93, who once led a busy life as a successful businessman. But after retirement, his world became quieter. His social contacts faded, and he found himself spending most days alone. His son frequently travels abroad for work, and his two daughters live in the United States. With no one around to share meals or check in on him, Lim subsisted on snacks and quick bites — a routine that eventually impacted his health. Last year, he collapsed at home and had to rely on a wheelchair. "It was a tough time. Life doesn’t go the way you want," Lim said. So Chin-tae, 88, a retired Air Force lieutenant general and former superintendent of the Air Force Academy, tells a similar story. As a fighter jet pilot in a highly competitive field, he devoted his youth entirely to military service,

Sep 25, 2025By Lee Yeon-woo
Korea's older people find second life in alternative housing
Cryptocurrency

Trump family takes center stage at Korea Blockchain Week 2025

This year's Korea Blockchain Week (KBW), the country's biggest annual crypto event, was all about U.S. influence. Members of the Trump family and their affiliated crypto projects took center stage at the event held at the Grand Walkerhill Seoul, Tuesday, courting the Korean market and generating significant buzz within the local industry. Among the featured speakers were Donald Trump Jr., the eldest son of U.S. President Donald Trump and co-founder of American Bitcoin, and Eric Trump, his younger brother and co-founder of World Liberty Financial. Executives from both companies also appeared in person to promote their respective businesses. Even the White House made its presence felt, with officials from the presidential council on digital assets signaling the president's full-throated support for crypto initiatives. Eric Trump kicked off the event with a virtual congratulatory message, courting the Korean market just as he had done at the Upbit D Conference on Sept. 9. "I truly have to say every time I speak to Koreans, every time I speak to the great people of the country, I'm truly insp

Sep 23, 2025By Lee Yeon-woo
Trump family takes center stage at Korea Blockchain Week 2025
Cryptocurrency

Kaia, LINE NEXT to bridge Asia's fragmented markets with stablecoin super app

Kaia DLT Foundation and LINE NEXT are teaming up to launch a super app designed to unify Asia's fragmented financial landscape through stablecoins pegged to local currencies, the two companies said Monday. A super app provides a marketplace of services and offerings delivered via in-house technology and through third-party integrations. "We aim to connect Asia through stablecoins," Seo Sang-min, chairman of Kaia DLT Foundation, said at a press meeting Monday. "Asia, home to about 50 countries, is one of the most fragmented regions in the world." Kaia is a blockchain platform formed in 2024 through the merger of Klaytn, developed by Kakao, and Finschia, created by LINE Tech Plus, a Naver affiliate. It is also one of the 10 global blockchain platforms where USDT (Tether) has been onboarded. Tentatively named Project Unify, the beta service will be launched later this year. It is designed to integrate and support stablecoins pegged to various national currencies, including the Korean won (projected to take shape), U.S. dollar, Japanese yen, Thai baht, Indonesian rupiah, Philippine peso, Mal

Sep 22, 2025By Lee Yeon-woo
Kaia, LINE NEXT to bridge Asia's fragmented markets with stablecoin super app
Banking & Finance

PHOTO Hana Financial backs autism inclusion program

Hana Financial Group Chairman Ham Young-joo, right, poses with Autism Society of Korea President Kim Yong-jik after signing an agreement at the group’s headquarters in Seoul, Friday. Under the agreement, announced Sunday, the group will support job creation for young adults with autism and provide tailored trust services to ensure safe and secure financial management. Courtesy of Hana Financial Group

Sep 21, 2025By Lee Yeon-woophoto
[PHOTO] Hana Financial backs autism inclusion program
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