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Lee Yeon-woo

Korea Times Finance Reporter

Lee Yeon-woo is a financial journalist at The Korea Times. Her wide range of reporting includes policies, macroeconomics, stock market, companies and even crypto. She is passionate about connecting the dots in Korean finance and making it easier for foreign nationals to understand. Based on her previous experience as a national reporter, she also has a keen interest in social issues within the sector, including gender equality and ESG. Your tips and insights are always appreciated. You can send them to yanu@koreatimes.co.kr.

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Economy

Why Korea's economic growth has slowed since 1990s

Korea's structural growth slowdown since the 1990s has been driven by the prolonged survival of marginal firms during a series of financial crises, the Bank of Korea (BOK) said in a report Wednesday. The persistence of these underperforming companies has weakened corporate dynamism and disrupted the efficient reallocation of capital and labor, ultimately weighing on long-term growth, the central bank said. "Korea's economic growth rate has gradually declined after each crisis — the 1997 Asian financial crisis, the 2008 global financial crisis and the 2020 COVID-19 pandemic," the report said. "This contrasts with the post-oil shock rebound of the 1970s, when growth exceeded its prior trend." Firm exit rates in Korea remained low through multiple crises. The government continued to extend loans and support to distressed firms with little chance of recovery, and allowed them to survive to prevent a wave of corporate bankruptcies. While they helped ease financial constraints, low profitability led to a slowdown in private investment. For instance, both Korea and the U.S. saw fewer new busin

Nov 12, 2025By Lee Yeon-woo
Why Korea's economic growth has slowed since 1990s
Companies

SK hynix narrows market cap gap with top-ranked Samsung Electronics

The market capitalization gap between Samsung Electronics and SK hynix has narrowed to a record low, analysts said Friday, as investors reward SK hynix for its early dominance in high-bandwidth memory (HBM) chips, which are vital to AI computing. Shares of Samsung Electronics and SK hynix closed Friday at 97,900 won ($67.2) and 582,000 won, respectively, down 1.3 percent and 2.2 percent from the previous session. Both stocks have entered a correction phase amid renewed concerns about an AI bubble. Nevertheless, the semiconductor industry remains in a clear expansion cycle, with demand rising across the spectrum — from legacy chips to advanced HBM. Among the two, SK hynix has outperformed sharply. Over the past three months, Samsung Electronics' shares have gained 39 percent, while SK hynix has soared 122 percent. As of Friday, SK hynix’s market capitalization stood at 422.2 trillion won, roughly 73 percent of Samsung Electronics’ 580.7 trillion won — marking the narrowest gap on record. Samsung has maintained the No. 1 spot by market cap on Korea’s stock exchange since November

Nov 7, 2025By Lee Yeon-woo
SK hynix narrows market cap gap with top-ranked Samsung Electronics
Economy

Korea wrestles with rising unemployment payouts, fraud

Many countries are facing mounting challenges in maintaining a robust labor force, particularly for workers who have faced multiple layoffs or other employment issues. Korea is no exception. Since 1995, the country has operated an unemployment benefits system that provides up to 60 percent of a worker's average wages from their final three months of employment. The system offers temporary financial support and facilitates the transition back into the workforce. For 33-year-old Choi, the benefits came at a critical time. After his employer delayed paying wages for months, he quit and began looking for other opportunities. During that period, unemployment benefits proved to be essential, providing roughly 2 million won ($1,378) per month for six months. "The benefits allowed me to take my time and prepare carefully for my next move," he said. But the cost of that safety net is swelling. Payouts are reaching record levels as Korea contends with a sluggish job market, exacerbated by a prolonged economic downturn and a rapidly aging population. Unemployment benefits disbursed in September tota

Nov 7, 2025By Lee Yeon-woo
Korea wrestles with rising unemployment payouts, fraud
Banking & Finance

Swiss financial leaders seek insight into Korea's fintech market during Toss Bank visit

Financial leaders from Switzerland visited Toss Bank's headquarters in Seoul to learn about the innovations and achievements of Korea's internet-only banks, Toss Bank said Thursday. The online-only lender said the Swiss delegation, consisting of 18 members, was welcomed by Toss Bank employees, including CEO Rhee Eun-mi, Wednesday. Composed of C-level executives from major Swiss cantonal banks, the group represents key leaders in the country's financial ecosystem. Switzerland has 26 cantonal banks, each established by its respective cantonal government to support the local economy and financial infrastructure. Their visit to Toss Bank was organized by the Embassy of Switzerland in Korea, in partnership with Swisscom, a leading Swiss ICT company. During the visit, Toss Bank shared its progress in digital innovation and efforts to expand customer accessibility since its launch in 2021. The presentation highlighted the bank's products and services, technology-driven risk management and inclusive approaches for financially underserved groups. The delegation also inquired about the competitive

Nov 6, 2025By Lee Yeon-woo
Swiss financial leaders seek insight into Korea's fintech market during Toss Bank visit
Banking & Finance

Hwang Ki-yeon appointed to head Eximbank in internal promotion tradition

The Export-Import Bank of Korea (Eximbank) said Wednesday that its Senior Executive Director Hwang Ki-yeon has been appointed as the bank's 23rd president. Hwang is an in-house expert who joined the bank in 1990. Since then, he has held key positions, including head of the service industry finance department, the human resources department and the planning department. It is also notable that he has experience leading the Inter-Korean cooperation department, which is expected to play a greater role under the Lee Jae Myung administration. Since 2023, he has served as executive director, overseeing risk management, digital finance, development finance, and government-commissioned fund operations. He holds a bachelor's degree in Business Administration from Jeonbuk National University and a master’s degree in Information Management from KAIST. Eximbank officials say Hwang is respected for his leadership and strong communication skills. His broad experience across banking operations — as well as his insight into the era of artificial intelligence — is also widely recognized. This marks th

Nov 5, 2025By Lee Yeon-woo
Hwang Ki-yeon appointed to head Eximbank in internal promotion tradition
Banking & Finance

SME loan defaults surge, yet banks forced to lend more

Korea's small- and medium-sized enterprises (SMEs) are sinking deeper into debt as weak domestic demand prolongs the economic slowdown into its second year. Yet banks, responding to government calls for "productive finance," continue to increase corporate lending even as delinquency rates rise, industry officials said Wednesday. According to the Industrial Bank of Korea's management report, the bank's delinquency rate rose to 1 percent in the third quarter of 2025 — the highest level since the first quarter of 2009, during the height of the global financial crisis. SMEs account for about 80 percent of the bank's total lending. Major commercial banks are facing similar strains. Reports from the four major lenders — KB Kookmin, Shinhan, Hana, and Woori — showed that the average SME loan delinquency rate stood at 0.53 percent in the third quarter of 2025, the highest since the first quarter of 2017, when it reached 0.59 percent. The overall rise in SME loan delinquencies across the banking sector this year largely stems from weak domestic demand, leaving more companies struggling to s

Nov 5, 2025By Lee Yeon-woo
SME loan defaults surge, yet banks forced to lend more
Business

Winners of 27th Kyobo Education Awards announced

The Kyobo Foundation for Education said Tuesday that it has selected four recipients for its 27th Kyobo Education Awards. This year's honorees include Katherine Hahn Singer, advisor to the Korean Center for Nonviolent Communication (NVC); Kim Young-rae, a music teacher at Shinil Middle School; Kim Tae-gon, head of the Songak Community Education Network "O-neul"; and Jung Chae-min, chairperson of CHILDFLY. The awards ceremony will be held at the Kyobo Life building in Seoul, Nov. 19. Each winner will receive a commemorative plaque and a cash prize of 30 million won ($20,850). Considered one of Korea's most prestigious honors in the field of education, the Kyobo Education Awards was established to embody the educational philosophy of Shin Yong-ho, founder of Kyobo Life Insurance. It recognizes individuals and organizations that have made significant contributions to the advancement of education in the areas of true character development, creative talent development, lifelong education and future innovation. In the true character development category, Singer was recognized for her pioneering

Nov 5, 2025By Lee Yeon-woo
Winners of 27th Kyobo Education Awards announced
Banking & Finance

Blue Ocean says it is 'fully prepared' as Korea resumes daytime US stock trading

Blue Ocean Technologies said Tuesday it is "fully prepared" for the resumption of U.S. stock trading during Korea's daytime hours, as Korean brokerages restarted the service following a 15-month suspension. The U.S.-based alternative trading system (ATS) also said it is welcoming back Korean investors — one of its largest customer groups. "Blue Ocean Technologies is excited to welcome the return of Korean investors trading on our sophisticated platform," said CEO Brian Hyndman in a statement to The Korea Times. "The Blue Ocean ATS platform is fully prepared for this development and continues to expand its global presence." Starting Tuesday, 18 major Korean securities firms resumed daytime trading of overseas stocks. The service, backed by ATS platforms like Blue Ocean, allows Korean investors to trade U.S. equities during local market hours, from 9 a.m. to 5 p.m. The regular U.S. trading session runs from 11:30 p.m. to 6 a.m. (Korea Standard Time). The service had been halted in August 2024 amid fears of a potential U.S. recession. Blue Ocean, which exclusively handled Korea's daytime U.

Nov 4, 2025By Lee Yeon-woo
Blue Ocean says it is 'fully prepared' as Korea resumes daytime US stock trading
Tech & Science

Why Korean STEM talent continues to move abroad

The importance of STEM talent continues to grow, as it drives a country's sustainable economic growth by fostering innovation and increasing productivity. However, according to research from the Bank of Korea (BOK) released Monday, many top talents in Korea tend to move abroad in search of better research environments and career opportunities — unless they have already chosen to attend medical school after high school. While Korea's science, technology, engineering and mathematics workforces have steadily expanded in size over the past several decades, the central bank noted that structural constraints within the country have hindered them from fully realizing their potential. As of 2022, Korea's research and development workforce reached approximately 170 researchers per 10,000 people — one of the highest ratios among major countries. "Satisfaction with job conditions and treatment among STEM professionals in Korea remains relatively low. Moreover, the ecosystem and investment base for technology startups — where such talent could expect higher economic rewards — are still under

Nov 4, 2025By Lee Yeon-woo
Why Korean STEM talent continues to move abroad
Banking & Finance

Toss adds Chinese, Vietnamese, Thai, Russian to its app

Viva Republica, operator of Korean fintech Toss, said Monday it has expanded the app's multilingual support to five foreign languages. Alongside English, the service now offers interfaces in Chinese, Vietnamese, Thai and Russian. According to Toss, the four newly added languages are among the most commonly used by foreign nationals residing in Korea, enabling more customers to access financial services in their preferred language through this expansion. As of the first half of this year, Toss recorded 460,000 non-Korean users. This growth was largely driven by improvements to its authentication system — such as resolving inconveniences caused by differences in name structures across countries. Additionally, enabling foreign users to handle everyday financial tasks such as remittances, payments and even medical bill reimbursements with the same ease as Korean users has also contributed to a rise in users. "With the addition of officially supported foreign languages, we expect significant improvements not only in users' understanding and trust in our services, but also in overall financial

Nov 3, 2025By Lee Yeon-woo
Toss adds Chinese, Vietnamese, Thai, Russian to its app
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