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Lee Kyung-min

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Older Koreans favor retirement age extension due to financial hardship

Kim Young-ho, a man in his late 50s, said he is still healthy and able to work. His manufacturing job is not easy, but he says stopping is not an option. “If I retire at 60, I cannot pay rent and hospital bills,” he said. “I am slower than before, sure. But I still know my job better than younger workers.” Kim hopes to work until he's at least 67. “Retirement feels like being pushed out while I can still stand on my own feet. Young part-time staff I hire come and go, but I stay,” he said. “I handle complaints, train new workers and keep the business running.” He worries about what will happen if the government and ruling Democratic Party of Korea (DPK) move to extend the retirement age to 65, up from the current 60. For Park Jae-min who retired a few years ago, life is not like what it used to be. “I now work short-term delivery and security guard jobs. Every contract ends quickly. The pay is lower, and there is no room for respect," he said. Park said an extended retirement age would give older workers dignity. “One stable job is better than many small jobs,” he said.

Feb 2, 2026By Lee Kyung-min
Older Koreans favor retirement age extension due to financial hardship
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'Fear of missing out' pushes more people into stocks as markets break record highs

Kim Soo-yeon, an office worker in her 30s said she recently took out a margin loan to buy more large-cap stocks. “I started investing with savings, but once I saw how fast prices were moving, I felt like cash alone wasn’t enough,” she said. She said her colleagues talk about stocks every day at lunch. “When Hyundai Motor jumped again, I thought, if I don’t get in now, I’ll never catch up. I know borrowing is dangerous, but watching others make money fast makes me feel like I’m the only one missing out.” A margin loan refers to borrowing money from a brokerage using existing shares as collateral. A margin call occurs when a brokerage demands additional funds or securities after share prices fall. If investors fail to meet those calls, brokerages can liquidate the shares in the account, often selling them at the lowest price in the following session. Similarly, Lee Joon-suh, an office worker in his 30s, said he began investing last year after watching friends share their gains on social media accounts. “I don’t have much seed money,” he said. “So the only way for peopl

Feb 2, 2026By Lee Kyung-min
'Fear of missing out' pushes more people into stocks as markets break record highs
Others

Top financial groups accelerate regional expansion in line with government policy

Korea’s major financial holding groups are speeding up regional expansion, as the government pushes ahead with its balanced growth initiative defined as “five growth poles, three special zones,” market watchers said Sunday. The drive seeks to establish key regional hubs, in a shift from decades of Seoul-centric growth to a more sustainable model. Central to the approach is to bring core subsidiaries, capital-market functions and professionals, as a financial foundation to local economies and industries. According to financial market sources, KB Financial Group plans to establish a “KB financial town” in Jeonbuk Innovation City in Jeonju, North Jeolla Province. Its banking, securities, insurance and asset management operations will be housed there, and around 100 employees will be dispatched there in addition to the 150 already working there. The group plans to transform the site into a strategic hub supporting the National Pension Service, the country’s public pension fund headquartered nearby. The plan is expected to boost job creation and local infrastructure advancements. Shi

Feb 1, 2026By Lee Kyung-min
Top financial groups accelerate regional expansion in line with government policy
Others

Rising gold prices fuel surge in jewelry store robberies across Korea

Thefts at jewelry stores are on the rise amid gold’s record-breaking rally, market watchers said Thursday. International gold prices recently surpassed $5,300 (7.5 million won) per ounce for the first time, driven by weakening confidence in U.S. dollar assets amid geopolitical tensions and recent remarks by U.S. President Donald Trump advocating a weaker dollar. Police reports of attempted gold thefts have risen sharply. The suspects tried to quickly convert the stolen items into cash, police added. In Gwangju, police detained a teenager, Thursday, after he posed as a customer and stole a gold bracelet worth 30 million won from a jewelry store. Last Friday, police in Daejeon booked a teenage boy for allegedly stealing gold bracelets worth about 8 million won from a jewelry store. Authorities are deciding whether to seek an arrest warrant. This followed another case in Suwon, Gyeonggi Province, Jan. 21, involving a middle school student who was detained for attempting to sell jewelry using a forged ID card. Apart from teenagers, adults have also been involved. Last Friday, a man in his 30

Jan 29, 2026By Lee Kyung-min
Rising gold prices fuel surge in jewelry store robberies across Korea
Others

Retail investors welcome gov’t plan for single-item leveraged ETFs amid semiconductor boom

Kim Moo-jin, an office worker in his 30s, said he was glad to hear news reports about the government plan to introduce leveraged exchange-traded funds (ETFs) tracking Korea’s leading listed companies, including major semiconductor manufacturers. “This will change how I invest,” he said. “Shares of SK hynix and Samsung Electronics are flying. Artificial Intelligence demand will continue to explode, and now I can make money more safely.” He added that many of his friends had turned to margin loans, only to face margin calls from brokerages and ultimately see their assets forcibly liquidated. “Many of my friends have taken out loans against their stocks from the brokerages. I have seen some of them making money fast. But I have also seen others losing all of their holdings just as fast," Kim said. A margin loan refers to borrowing money from a brokerage using existing shares as collateral. A margin call occurs when a brokerage demands additional funds or securities after share prices fall. If investors fail to meet those calls, brokerages can liquidate the shares in the account,

Jan 29, 2026By Lee Kyung-min
Retail investors welcome gov’t plan for single-item leveraged ETFs amid semiconductor boom
Others

Korea’s WGBI inclusion shows investor confidence in local capital market: PIMCO

Pacific Investment Management Company (PIMCO) said Wednesday that Korea’s inclusion in the World Government Bond Index (WGBI) in April reflects investor confidence in the Korean capital market. “When it comes to Korea Treasury Bonds, we find the Korean local market somewhat attractive, similarly to some other markets across the region, across our emerging market portfolios and global portfolios. We have some exposure, so we find it attractive as a sector,” said PIMCO Managing Director and Group Chief Investment Officer (CIO) Dan Ivascyn during a presser at the Conrad Hotel in Seoul. Further advancing the optimism are stable policy rates and relatively stable inflation rates, he added. “We think it's a reasonably attractive market. Of course, we are very committed to Korea. The recent equity market performance has been very, very strong. We also expect some stability in the Korean currency won as well, relative to the weakness that we've seen more recently," he said. The CIO added that investors should implement a more defensive strategy since volatility will heighten in the comin

Jan 28, 2026By Lee Kyung-min
Korea’s WGBI inclusion shows investor confidence in local capital market: PIMCO
Others

Retail investors betting against Kosdaq rally see losses amid continued bull market

Retail investors who had bet on a sharp correction in the country’s Kosdaq market are suffering growing losses as the tech-heavy index broke above 1,000 points for the first time, market watchers said Wednesday. This mirrors a recent retail investor misstep concerning the country's benchmark KOSPI. When the index exceeded the historic 5,000 level last week, some investors increased holdings of leveraged inverse products, expecting a bearish development. The benchmark, however, has since topped 5,100 points. Inverse products are financial instruments designed to move in the opposite direction of a specific index or assets. According to the Korea Exchange (KRX), retail investors net sold 159.8 billion won ($111 million) worth of leveraged Kosdaq exchange-traded funds (ETFs) from Jan. 1 to 22. They instead net bought 15 billion won of inverse ETFs over the same period. Foreign and institutional investors made the opposite move. Over the same period, they net bought leveraged Kosdaq ETFs worth 3.3 billion won and 154.4 billion won, respectively. They sold off inverse products worth 300 mill

Jan 28, 2026By Lee Kyung-min
Retail investors betting against Kosdaq rally see losses amid continued bull market
Others

Silver joins gold as go-to investment as prices surge

Silver is rapidly emerging alongside gold as a favored safe-haven asset as intensifying geopolitical tensions and a weakening U.S. dollar drive precious metal prices, market watchers said Tuesday. The rally reflects growing global demand for safe-haven assets, prompted by heightened military and diplomatic frictions in Europe and the Arctic region. The latest include tensions surrounding Greenland, Venezuela and Iran. According to financial market data, silver banking accounts sold by Shinhan Bank posted a combined balance of 346.3 billion won ($260 million), Friday. This is a sharp increase from 75.3 billion won as of end-August last year. The number of Shinhan's silver banking accounts surpassed 30,000 for the first time this month, standing at 30,891 as of Friday. Account numbers had remained at around 16,000 for several years since 2022, but they began picking up through the first half of last year before accelerating sharply in the second half. The investment frenzy has been fueled by a historic rally in silver prices. On Saturday (local time), international silver prices surpassed $1

Jan 28, 2026By Lee Kyung-min
Silver joins gold as go-to investment as prices surge
Others

Fake financial consultancies rampant as KOSPI, Kosdaq rally

Choi ji-sung, an office worker in his 40s, said he heard about some of his colleagues almost losing their savings overnight. “They are not reckless people,” he said. “They genuinely believed they were receiving professional guidance. After hearing what happened to them, I immediately withdrew from several online investment groups.” Choi said two of his acquaintances had been drawn into what they thought were private consulting chatrooms run by major brokerages. They said the operators provided daily market commentary and trading tips while claiming to manage assets for high net worth retail investors or large institutional investors. “At first, they said, they thought, ‘What was the harm in investing 300,000 won ($207)?’ Then they saw the returns coming close to 100 percent of the initial investment. Then they thought, ‘If the seed money is bigger, so would be the returns.’ That’s how they got lured in,” Choi explained. His colleages put together 1 million won, but the responses from the “consultants” were not as quick as before, and said to wait. Feeling somethin

Jan 27, 2026By Lee Kyung-min
Fake financial consultancies rampant as KOSPI, Kosdaq rally
Others

Gold banking investment surges amid record-breaking prices

Gold investments through banks are surging as the precious metal sees prices hitting record highs, market watchers said Monday. The rapid rise in gold demand comes amid growing investor appetite for safe-haven assets as geopolitical uncertainty continues and the U.S. dollar weakens. According to financial market data, gold banking accounts at KB Kookmin, Shinhan and Woori had a combined balance of over 2.1 trillion won ($1.4 billion) as of Thursday. This is up 11.4 percent from the end of last month, when it stood at over 1.9 trillion won. The combined balance surpassed 2 trillion won just 10 months after it first crossed the trillion-won mark in March last year. International gold prices have recently exceeded $5,000 per ounce for the first time amid intensifying investor expectation that gold could be a hedge against future financial shocks. There is also a rise in gold bars sold at banks. From Jan. 1 to 22, the country’s top five banks — KB Kookmin, Shinhan, Hana, Woori, NH NongHyup — sold a combined 71.67 billion won’s worth of gold bars, about double the 35 billion won in gold

Jan 26, 2026By Lee Kyung-min
Gold banking investment surges amid record-breaking prices
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