13 insurance fraud cases uncovered
By Grace Kim
Thirteen people have been arrested for insurance fraud including cases of self-inflicted injury and filing for a falsely declared dead spouse.
A special team of prosecutors said Monday that a 41-year-old Lim received 270 million won in insurance money after his hand was cut off by a metal sheet cutter whose switch his accomplice Lee, 36, had turned on at a machinery factory. He took out 14 insurance policies between Dec. 9 and Dec. 18, 2009.
Lim sued Lee for negligent endangerment to fake the scam as a workplace accident, according to the team. He failed to get an additional 630 million won insurance money.
In another case, an ethnic Korean female Nah, 52, lent her health insurance card in January last year to her sister, a Chinese citizen, who was diagnosed with ovarian cancer to pretend as if she had cancer. Nah received 38 million won from her health insurance company as a result of this scheme.
A case of a bride declared missing which aired on “We Want to Know That,” a popular Korean investigative program, on Jan. 1 has been recently found as an insurance fraud.
Lee, 41, approached Choi, 30, a motel employee struggling to pay her credit card debt and allegedly enticed her to join in on his scam by promising to share the insurance money. After they took out 13 insurance policies in 2003 and 2004 and registered for marriage, Lee alleged Choi had disappeared.
Choi, then 21, moved from their one-room lodging to rental apartments in large and small cities and worked in a billiard hall. Lee finally obtained the death declaration in 2010 and got 2.4 billion won from eight insurance policies.
The special investigation team caught Lee when Choi confessed after eight years in hiding.